Innovative Banking with a Personal Touch: The Altura Credit Union Approach
Founding and Earlier History
- Establishment (1957): Altura Credit Union was established in the year 1957 in Riverside, California. What began as a Riverside County Employees Credit Union had the purpose of offering financial services that best served county government employees and offered their families financial services.
Core Mission: Since inception, Altura Credit Union it has been committed to providing personalized financial services coupled with building strong community bonds. The credit union was set up upon the principles of service to members, financial empowerment, and community engagement.
Growth and Expansion
Branch Network Development: Altura Credit Union, with years of expansion, has been developing its branch network in order to serve its ever-growing membership. The credit union has also opened other branches in the Inland Empire, such as in Moreno Valley, Hemet, and Temecula. This has been exemplary in its effort to make access to easy and quality banking solutions available to more people.
- Diversification of Services: With the growth and expansion of Altura, its array of financial products and services also expanded with the needs of members. The credit union added many new products while updating others to meet the new requirements; it embraced technology to remain competitive in the financial arena.
Commitment to Innovation and Modernization
- Technological Advancements: One of the reasons that have made Altura Credit Union invest a lot of money in technology is to improve the way it delivers its services to its members. The credit union has devised effective digital banking platforms that have offered a secure and efficient channel through which members can be accessing their accounts.
- Customer-Centric Innovations – The credit union has implemented various innovations that will promote better service delivery to its members, including :
- Enhanced Online Banking: Comprehensive online banking features allow members to manage accounts, pay bills, and transfer funds easily.
- Mobile Banking App: User-friendly mobile application with on-the-go access to account information, mobile check deposit, and transaction management.
- Personalized Financial Solutions: Tools and resources that help members achieve financial dreams, including customized financial planning and advisory services.
Full-Service Financial Products
Altura Credit Union has an option for numerous financial products and services that have been fashioned to help every individual, family, and business meet all financial requirements:
- Personal Banking:
- Savings Accounts: With a host of options that include traditional savings accounts, high-yield savings accounts, and certificates of deposit, members have numerous options to grow their savings at very competitive rates.
- Checking Accounts: Right from a no-fee checking account to an interest-bearing checking account, overdraft protection to mobile check deposit, there are numerous products to opt for while opening up a checking account.
- Loans: From personal loans, automobile loans and home loans— to flexible terms and competitive rates for every wallet, there is a product available for almost each need.
- Business Banking:
- Business Checking Accounts: For small and medium-sized businesses looking for low fees, online banking, and management tools for businesses.
- Business Loans: Business loan solutions that fuel your growth: term loans, lines of credit, and equipment financing.
- Merchant Services: Transaction management and payment processing tools that help maintain fluid business so that funds do not become an issue.
Cards:
- Plenty of credit cards with rewards programs, cashback chances, and low interest for financial ease provided to all members for unbeatable rewards. Digital: The digital banking products at Altura Credit Union are as follows:
- Online Banking: Full access of the internet for account management, transfers, and services like bill pay.
- Mobile Banking: Do account management, deposit checks, and track transactions all from your smartphone.
Altura Credit Union’s community engagement and support are based on the strong commitment of providing a real difference in the communities it serves:
Charitable contributions: actively supporting community-based non-profit organizations, schools, and community groups through either monetary contributions or providing sponsorships, with the objective of fostering and promoting local development in the communities in which the credit union serves.
- Financial Literacy: Altura provides Its members with resources and programs to foster their financial literacy. This takes the form of an educational approach focused on budgeting, saving, investing, retirement planning, and other information pertinent to ensuring that members are able to make informed decisions related to their personal finance.
- Volunteerism: Involuntary or accompanying community service or volunteer work will be encouraged among staff. It will portray that the credit union cares about local undertakings to give back to the community.
#### Membership and Accessibility
– Member Focus: Altura Credit Union serves a wide array of membership, from individuals and families to businesses. Its member-focused approach ensures that every member will get customized financial solutions addressed toward his/her needs.
- Accessibility: With a network of branches, together with a full pledged digital banking platform, Altura Credit Union is easily accessible. Making banking faster and easier, the credit union aims at improving access to its members.
Vision and Future
Altura Credit Union strives to keep pace with the changing times and provide innovative banking solutions with that personalized touch. The credit union continues to further evolve its services to be in line with ever-evolving member needs while still upholding close ties with the community.
- Future Innovations: Altura has its eye set on many technologies and financial trends to innovate more on their offerings. This includes having a view over the upcoming technologies in both digital banking, data analytics, and customer service technologies to stay in the forefront most in these categories.
- Community Growth: Altura will further advance in their community engagement in additional charitable programs, educational programs, and local partnerships.
For a range of services, the location of branches, and financial products that Altura Credit Union offers, check their website or get in touch with the credit union to have access to the most current information and news.
If you have any questions or need more clarification on the Altura Credit Union, please ask!
