Based in New Mexico, Century Bank provides diversified banking services and benefits for both personal and business customers. Here is the most important information you want to know about Century Bank:
Services:
- Personal Banking:
- Checking Accounts:
- Basic Checking: A basic no-frills account with low fees and no minimum balance requirements.
- Interest-Bearing Checking: This balance will bear interest, usually with a larger minimum balance requirement.
- Premium Checking: Enhanced features like higher interest rates or other added advantages.
- Savings Accounts:
- Regular Savings: Traditional savings accounts with competitive rates of interest.
- Money Market Accounts: Higher interest rates with higher minimum balance requirements
- CDs (Certificates of Deposit): Fixed deposits at guaranteed interest rates for various tenures.
- Online Banking/ Mobile Banking:
- Online and mobile access to account management, bill pay, and mobile deposit through their online and mobile platforms.
- Credit Cards:
- Visa/MasterCard: Packages with facilities such as reward programs, low interest, or cash-back.
- Personal Loans:
- Unsecured loans for personal requirements such as home improvement, debt consolidation, or major purchases.
- Home Loans:
- Mortgage: Products for purchasing or refinancing a home.
- Home Equity Lines of Credit: Facility for the Drawing of funds in your home for many purposes.
- Business Banking:
- Business Checking Accounts: Customized accounts for managing business finances.
- Business Savings Accounts: Business savings solutions.
- Business Loans: Commercial financial solutions and lines of credit, equipment loans, and commercial real estate loans.
- Merchant Services: Payment processing solutions for businesses.
- Investment Services:
- Retirement Accounts: IRAs and other retirement savings options.
- Investment Products: Involving access to various investment vehicles, such as mutual funds, stocks, bonds, etc.
- Insurance Services:
- Property and Casualty Insurance: Options to insure personal and business properties.
- Financial Planning:
- Counseling and Advice: Budgeting, saving, and financial planning services.
- Wealth Management:
- Investment Management: With a professional management of investment portfolios.
- Trust Services: Estate planning and trust administration services.
Benefits:
- Local Expertise:
- Century Bank continues to concentrate on the New Mexico market, thereby providing specialized financial solutions with in-depth local knowledge.
- **Competitive Rates:
- Generally competitive interest rates on all its savings and loan products with the bigger banks.
- Low Fees:
- Lower fees for account maintenance and transactions often.
- Community Involvement:
- Active in supporting local communities and participating in regional events and initiatives.
- Personalized Service:
Offers high-quality customer service that emphasizes the needs of an individual member and local relationships. - Convenient Access
- Branch Network: Spread-out physical locations throughout New Mexico for in-person banking
- ATMs: Having an ATM network ensures that when in need of cash and account management, one can have easy access to doing that from practically anywhere.
- Online Banking and Mobile Banking:
- Online banking with mobile banking: You can manage your account, pay bills, and make deposits online.
- Educational Resources:
- Equips members with various resources and tools to make the appropriate financial decisions.
- Security:
- Boasts of strong security measures in protecting customer data and transactions.
Eligibility:
- Opening an Account: You generally need to provide personal identification, proof of address, and a minimum deposit.
**How to Join:
- In-Branch: Locate a Century Bank in-branch in New Mexico and talk to a representative.
- Online Application: Look for online account opening facilities on their website.
- Submit Documentation: Submit essential identification and related documents.
Contact Information:
* **Branch Locations:** Visit the Century Bank website or simply contact their customer care service to know the location of the nearby branch.- Customer Service: Call, email, or visit their website for account and service needs.
Please refer to the official website of Century Bank or their customer service regarding this information for the most updated and accurate details, including the latest update or specific promotions.
