Century Bank of the Ozarks is a Missouri-based bank with a long list of services for personal and business customers. Below is a summary of information about the bank, from services to benefits and more:
Services:
- Personal Banking:
- Checking Accounts:
- Basic Checking: This no-frills checking account has very few fees associated with it and either no or extremely low minimum balance requirements to keep.
- Interest-Bearing Checking: This type of checking allows one to earn interest on their balance, usually with a high minimum balance required.
- Premium Checking: It offers superior functionality, including high interest rates, rewards, or other benefits.
- Savings Accounts:
- Regular Savings: Traditional savings accounts that have competitive rates of interest.
- Money Market Accounts: Higher interest rates with higher minimum balance requirements.
- Certificates of Deposit (CDs): Fixed-term deposits with interest rates guaranteed for various terms in exchange.
- Online and Mobile Banking:
- Leverage online and mobile banking services to maintain your accounts, pay bills, and initiate mobile deposits.
- Credit Cards:
- Visa/MasterCard: Various credit cards with reward, low interest, or cashback options.
- Personal Loans:
- Unsecured personal loans towards meeting personal needs such as renovation, debt consolidation, or other high-cost expenses.
- Home Loans:
- Mortgages: Purchase or refinance of a home.
- HELOCs Home Equity Lines of Credit: Use your home’s equity for all your financing needs.
- Business Banking:
- Business Checking Accounts: Unique accounts designed for the management of business finances.
- Business Savings Accounts: Business saving solutions.
- Business Loans: Business financing options, including a line of credit, equipment loans, and commercial real estate loans.
- Merchant Services: Payment processing solutions for businesses.
- Investment Services:
- Retirement Accounts: IRAs and other retirement savings options.
- Investment Products: Various investment tools are available, which include mutual funds, stocks, bonds, and all other types of investment products.
- Insurance Services:
- Property and Casualty Insurance: Cover for personal and business properties.
- Financial Planning:
- Counseling and Advice: The customers are also offered assistance in budgeting, saving, and financial planning.
- Wealth Management:
- Investment Management: Investment portfolio management is done professionally.
- Trust Services: Estate planning and the administration of trusts.
Benefits:
- Local Focus:
- The bank has a robust local presence, which allows Century Bank of the Ozarks to maintain focused services and support within the communities of the Ozarks region.
- Competitive Rates:
- Interest rates on savings and loan products are competitive when compared to larger banks.
- Low Fees:
- Generally, has lower fees for maintenance of accounts, transactions, and other services.
- Community Involvement:
- Active in sponsoring local events and community causes.
- Personal Service:
- High level of customer service, with individual attention to the needs of members and relationships fostered at a local level.
- Easy Access:
- Branch Network: Physical branches in the Ozarks region to conduct banking in person.
- ATMs: Presence of ATMs for hassle-free cash withdrawal and account management purposes.
- Online Banking and Mobile Banking:
- Secure, leading edge online and mobile banking services to manage accounts, conduct transactions, and obtain financial data.
- Educational Resources:
- Offers resources and tools regarding financial education to help members make informed decisions.
- Security:
- Strong security measures are taken to protect customer data and transactions.
Eligibility:
- Opening Account: Primarily requires personal identification, proof of address, and sometimes an initial deposit to open an account.
How to Join:
- Visit a Branch: Stop in at any one of the locations of Century Bank of the Ozarks and talk with a representative.
- Online Application: Online account opening through their website is an option for some accounts.
- Provide Documentation: Provide the necessary identification and support documentation.
Contact Information:
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Branch Locations: For details regarding their branches, customers may visit the Century Bank of the Ozarks website or call customer service.
Customer Service: Contact them by phone, e-mail, or visit their website with any questions about opening and maintaining an account with them.
For the most up-to-date and accurate information, please visit Century Bank of the Ozarks’ website or contact their customer service with questions concerning a specific update or promotion.
