CFBank, or CFBank only, in offering services related to personal and business banking. Here we take a closer look at what CFBank has to offer, including its services, benefits, and more:
Services:
- Personal Banking:
- Checking Accounts:
- Basic Checking: A no-frills, low-fee checking account with basic benefits.
- Interest-Bearing Checking: This account earns interest for the balance in your account; this account type typically has higher minimum balance requirements.
- Premium Checking: Account with added features like higher interest rates or other bonuses.
- Savings Accounts:
- Regular Savings: Competitive interest rates for the individual saver.
- Money Market Accounts: Higher interest rates with a larger minimum balance requirement.
- Certificates of Deposit (CDs): Fixed-term deposits guaranteeing interest rates at different terms.
- Online and Mobile Banking:
- Control accounts, pay bills, and make deposits with online and mobile services from CFBank.
- Credit Cards:
- Visa/MasterCard: Various cards incorporated with rewards, low-interest, or cashback benefits.
- Personal Loans:
- Unsecured personal needs like debt consolidation, home improvement, or purchase of a major item.
- Home Loans:
- Mortgages: Purchase or refinance of homes.
Home Equity Lines of Credit: Tap the power of your home for a variety of financial needs.
- Mortgages: Purchase or refinance of homes.
- Business Banking:
- Business Checking Accounts: A selection of checking accounts to manage your business finances.
- Business Savings Accounts: A choice of savings solutions designed to fit your business needs.
- Business Loans: Choose from lines of credit, equipment loans, or commercial real estate loans.
- Merchant Services: Business payment solutions.
- Investment Services:
- Retirement Accounts: IRAs, and other retirement savings programs.
- Investment Products: Access to different investment products, such as mutual funds, stocks, bonds, and so forth.
- Insurance Services:
- Property and Casualty Insurance: Home and Business property insurance choices.
- Financial Planning:
- Counseling and Advice: Help with budgeting, saving and financial planning.
- Wealth Management:
- Investment Management: The professional management of client’s investment portfolios.
- Trust Services: Includes Estate planning and trust administration.
Benefits:
- Competitive Rates:
- Usually offer competitive interest rates on savings and loan products.
- Customer-Oriented Service:
- The staff pays appropriate attention to all customers and provides them with the required personal service and financial solutions in accordance with their needs, be it for an individual or business.
- Local Expertise:
• Delivers banking service that is informed by an understanding of the local market and community. - Convenient Access:
• The Branch Network: A network of physical banks to do banking in person.
• ATMs: An ATM network for convenient access to cash and other types of account management. - Online and Mobile Banking:
- Advanced and enhanced online and mobile banking features for account management, bills payment, and deposits.
- Educational Resources:
- Equips members with the resources and tools to make wise financial decisions.
- Security:
- Every piece of customer data and transaction is monitored closely and protected.
- Community Involvement:
- Supports and takes part in local communities and regional events.
Eligibility:
- Account Opening: For this, personal identification, proof of address, and maybe an initial deposit are normal requisites for opening an account.
How to Apply:
- Visit a Branch: Visit any CFBank branch and talk to an advisor.
- Online Application: Some accounts and services can be applied through their website.
- Documentation Submission: Necessary identification and proof of address to be submitted and/or any initial deposit required.
Contact Information:
- Branch Locations: If you require information on branch locations, you just need to visit the website; customer service will guide you further.
- Customer Service: If you feel that you need further support for any of the above accounts and services, call them, contact them through the website, or just drop them a mail.
For the most updated and detailed information on the present special promotion or any recent updates, proceed directly to the official website of CFBank or contact their customer service.