Canvas Credit Union: Financial Innovation for a Brighter Future
At Canvas Credit Union, our commitment has been to embrace pioneering financial solutions that place our members with the real power of having the brightest financial future possible. We are committed to giving you the latest state-of-the-art services with individualized support, to make your financial management effective and reach those set goals. For this, the following are some ways that Canvas Credit Union has stood as innovative with a forward look.
1. Banking That Is Personalized
** Checking Accounts**
- ** Basic Checking **: No monthly fees and easy to manage; ideal for everyday.
- ** Interest-Bearing Checking **: Competitive interest rates with no required minimum balance.
- ** Rewards Checking **: Cash-back rewards with other rewards, based on activity in the account.
Savings Accounts
- ** High-Yield Savings **: Excellent rates and easy access make this the best way to save.
- ** Youth Savings **: Youth member financial literacy accounts with fun tools.
- Goal Specific Savings: Account for goal-specific savings that pay higher interest and with more specialized savings plans.
Certificates of Deposit (CDs )
- Fixed-Rate CDs: Rate is locked in and guaranteed. You have many different fixed options available.
- No-Penalty CDs: You can avail of higher rates with the option to withdraw your funds anytime prior to maturity at no penalty.
2. Flexible Solutions to Borrow
Personal Loans
- Unsecured Personal Loans: Borrow as much as you need for your personal requirements, like debt consolidation or home improvement, without pledging any collateral.
- Secured Loans: Use your savings or other assets as collateral to secure lower rates and higher loan limits.
Auto Loans
- New and Used Car Loans: Finance your vehicle purchase at very low, competitive rates with flexible terms.
- Refinancing: Take advantage of our refinancing options that will reduce your auto loan rates and even your monthly payments.
Home Loans
- Mortgages: Explore our multiple choices of mortgages, including fixed-rate and adjustable-rate mortgages, to buy or refinance your home.
- Home Equity Lines of Credit (HELOC): Borrow against the value of your home for big expenses, or major home improvement; flexible terms of borrowing that are best for you. 3. Advanced Digital Banking Mobile and Online Banking
- Account Management: Manage your accounts, check balances, transfer funds, and securely pay your bills from anywhere with great ease using our mobile app and online at your time of convenience.
- Real-Time Alerts: Keep updated through instant alerts for transaction information, account activities, and more. Mobile Check Deposit
- Convenience: Quickly and safely deposit checks using your smartphone to reduce the number of trips for branch banking
Digital Wallet Integration
- Ease in Transactions: Utilize the digital wallets, from Apple Pay and Google Wallet to Android’s Samsung Pay, to become safer and contactless at transactions.
4. Financial Planning and Advisory Services
Investment Services
- Retirement Planning: Gain the personalized retirement plan designed for all your advisor clients. It’s the one that aims to get you on track for your goals in life and fits with how you want to lead your life.
- Investment Accounts: Find the ways to increase and expand your financial holdings.
Insurance Products
- Life Insurance: A protection package where you can choose the best insurance plan for your loved ones
- Property and Casualty Insurance: You can be well covered, road or home, with insurance protection for your home, automobile and other valuable possessions 5. Member Benefits and Resource **Education and Resource **
- Workshops and Webinars: Attend workshops and webinars for financial education knowledge enhancement about personal finance and investment techniques
- Online Tools: Get access to some great online budgeting calculators and financial planning tools that help you manage and track your money.
Community Support
- Local Contributions: Get a sense of belonging by establishing a connection with how we are part of your community and offer our support for local events and charitable projects.
Rewards Programs
- Member Perks: Enjoy lots of great special offers, discounts, and rewards with our member perks programs.
- Safety and Assistance
Protection from Fraud
- Strong Security: Ensure your account is secure with strong securities like real-time monitoring and multi-factor authentication.
- Identity Theft: Unburden yourself from the tensions of identity theft as comprehensive tools have been provided, along with credit monitoring and fraud alerts.
Customer Support
- Personal Service: Enjoy personal service from our professional staff. We have a number of support channels, including support by phone, email, and service at branches.
7. Convenience and Access
ATM and branch locations
- Extensive Network: Access your accounts and conduct transactions at vast branches and ATMs across the country.
- 24/7 Access: Stay in control of your finances with easy and quick access anytime using our online and mobile banking services.
Overall Approach
Canvas Credit Union stands ready to provide creative, flexible, and broad financial solutions in support of your journey to a bright future. With advanced technology and personalized service, we work to improve your financial management experience in every way possible and help you achieve your goals—be it for managing your everyday finances, planning for the future, or receiving financial advice. Canvas Credit Union: Here to be your trusted partner.
