From Local Roots to Community Leadership: How Achieva Credit Union Grew
Founding and the Early History
- Date of establishment: 1935, Clearwater, Florida. The Achieva Credit Union was originally established as the Clearwater Teachers Credit Union. It was set up to offer services in finance to teachers and their families, thus serving local community needs.
- Core Mission: This was the original mission of a credit union: to advance its members with inexpensive financial services and provide a feeling of community. Through all of Achieva’s growth and change, this mission has remained at the heart of its operations.
Growth and Expansion
- Branch Network Development: Achieva Credit Union has, over the decades, extensively expanded its branch network away from Clearwater. The credit union has opened other branches in the Tampa Bay area, in St. Petersburg, Largo, and Tampa, to service its increasingly large membership.
- Diversification of Services: As the organization grew, Achieva expanded the spectrum of financial products and services. New financial products were developed and services were upgraded to meet the changing requirements of the membership, whether individual or business accounts.
**Embracing Innovations and Computerization
- Technological Advancements: The changing banking world was another prime reason for Achieva Credit Union to take a chance in upgrading its technological infrastructure. This includes innovations in digital banking platforms, which are secure and provide easy access to member accounts.
- Customer-Centric Innovations: Achieva has introduced a host of innovations geared toward enhancing the experience for its members, such as:
Enhanced Online Banking: Account management, bill payment, and fund transfer features have been combined on a single platform for convenience and flexibility.
Mobile Banking App: An easy-to-use application available for managing your accounts from anywhere at any time, handling mobile check deposits, and performing transaction management.
Personalized Financial Solutions: Tools and resources to achieve members’ financial goals through financial planning services and educational tools.
**** Full Suite of Financial Services ****
Achieva Credit Union has a diversified portfolio of financial products and services that meet individual, family, and business needs, including the following:
- Personal Banking:
- Savings Accounts: Ranging from a traditional savings account and high-yield savings accounts to certificates of deposit, all designed to help members grow their money with the most competitive interest rates.
- Checking Accounts: Options include no-fee accounts, interest-bearing accounts, and an account with overdraft protection and mobile check deposit.
- Loans: The bank offers a variety of loan products, which include personal loans, auto, and home loans with flexible terms at competitive rates.
- Business Banking:
- Business Checking Accounts: These accounts are tailored to suit small and medium-sized businesses. They have low fees, online banking, and business management tools.
- Business Loans: This again turns out to be financing options for the growth of a business through term loans, lines of credit, and equipment financing.
- Merchant Services: Processing payments and transaction management tools to run your business.
- Credit Cards: A variety of credit card options including reward programs, cash back, and low interest provide financial flexibility and high-value rewards to members.
- Digital Banking: These are the Digital Banking tools of Achieva Credit Union:
- Online Banking: Full online account management, transfers, and bill payments.
- Mobile Banking: Manage accounts, deposit checks, and monitor transactions right from your smartphone.
Community Engagement and Leadership
Achieva Credit Union is strongly dedicated to making a positive difference in the communities it serves:
- Philanthropic Donations: The credit union is an active supporter of local non-profits, schools, and community groups through financial and other forms of sponsorships. This service allows for involvement in addressing community needs and a variety of other local initiatives.
- Financial Education: Achieva provides resources and programs to ensure the financial literacy of its members. This will encompass educational initiatives on budgeting, saving, investing, and retirement planning that are aimed at arming every member with information so they can make enlightened decisions regarding personal finances.
- Volunteerism: Organize community service and volunteer opportunities for your employees. This just goes to show that the credit union really does care about local causes and strives to give back to the community in any way possible.
Membership and Accessibility
- Member Focus: Achieva Credit Union has a very large membership base of disparate individuals, families, and businesses. Its highly member-focused approach enables the credit union team to offer financial solutions to each member on very personalized terms.
- Accessibility: It provides easy access to financial services through its convenient branch network and state-of-the-art digital banking platform. The accessibility of this credit union is focused on making things easier for members in banking.
#### Vision and Future
Achieva Credit Union stays focused on its mission: to provide excellent service coupled with strong ties to the community. It constantly innovates its services in keeping with evolving member needs while leading as a community-focused financial institution.
Please check their website or contact the credit union directly for any updated information about Achieva Credit Union services, branch locations, financial products, or for any other updates.
Any further questions? Any additional details you can provide concerning Achieva Credit Union?
