Support Centric Federal Credit Union is a member-guided institution and offers a variety of different financial services to people and businesses. Below is a closer look at what Centric FCU presents.
Services
- Personal Banking
- Checking Accounts
- Basic Checking No monthly service charges or minimum deposit amounts.
- Interest-Bearing Checking: Pays interest on the balance, but tends to require a higher balance as a minimum requirement.
- Reward Checking: Pays rewards, usually in the form of cash back or interest on qualifying transactions.
- Savings Accounts
- Regular Savings: This is a traditional savings account with good interest rates for income.
- Money Market Accounts: Offer higher interest rates, with higher minimum balance requirements.
- Certificates of Deposit: These are fixed-termed deposits with some set guaranteed interest rates. Different lengths in terms are available.
- Online and Mobile Banking:
- Conveniently manage accounts, pay bills, and deposit checks using secure online and mobile banking platforms.
- Credit Cards:
- ** Visa / MasterCard :** Many choices on variable types of rewards programs, low APRs, or cashback, etc.
- ** Personal Loans :**
- Unsecured loans for numerous necessities, such as debt consolidation, household modifications, or emergency situations.
- ** Home Loans :**
- ** Mortgages :** Purchase or refinance home-based solutions.
- ** Home Equity Lines of Credit (HELOCs):** Borrow against your home equity for major purchases or home improvements.
- Business Banking:
- Business Checking Accounts: Customizable accounts to help manage your day-to-day finances, with the several options based on what you’ll need most.
- Business Savings Accounts: Business-centric savings products.
- Business Loans: Business loans like lines of credit that can include, equipment loans, and commercial real estate loans.
- Merchant Services: For business payment processing.
- Investment Services:
- Retirement Accounts: IRAs and similar retirement savings programs
- Investment Products: Investment products including mutual funds, stocks and bonds.
- Insurance Services:
- Membership Insurance: Insures account balances and loans.
- Property and Casualty Insurance:Insurance to cover personal and business properties.
- Financial Planning:
- Counseling and Advice: Advisory services towards budgeting, saving, and long-term financial planning.
- Wealth Management:
- Investment Management: Professional management of investment portfolio.
- Trust Services: Estate planning and trust administration services.
Benefits:
- Cooperative Structure:
- Centric FCU is a not-for-profit union designed and run by members. These types of unions typically have low fees and competitive rates.
- Better, More Competitive Rates:
- Generally pay higher interest rates on savings and apply lower rates to loans than typical banks offer.
- Fewer or Lower Fees:
- Fees for account maintenance and transactions are generally less.
- Community-based:
Active support to local communities and their activities. - Personal Service:
The customer service is enriched by a dedication to the needs of each individual member. - Easy Access:
Branch Network: Physical branches to serve members in person.
ATMs: A network of ATMs for easy cash withdrawal and a lot more.
**Online Banking/ Mobile Banking:
Manage your accounts easily with convenient tools like mobile check deposit, online bill pay, and account monitoring. - Education:
- Offers resources and tools to allow its members to wisely choose the right options for their finances.
- Security:
- Brags on strong decked security to keep safe member’s identity and financial transactions.
Eligibility:
- Membership requirement: Usually membership is based on such a criterion as the location,
Employment with a particular organization, membership to a particular group among others. Find the specific of Centric FCU’s membership requirements on their website.
Joining process:
- Determine whether you are eligible or not.
- Fill out the application: whether it is online or in a branch.
- Get some documentation: youSupport Centric Federal Credit Union is a member-guided institution and offers a variety of different financial services to people and businesses. Below is a closer look at what Centric FCU presents.
Services
- Personal Banking
- Checking Accounts
- Basic Checking No monthly service charges or minimum deposit amounts.
- Interest-Bearing Checking: Pays interest on the balance, but tends to require a higher balance as a minimum requirement.
- Reward Checking: Pays rewards, usually in the form of cash back or interest on qualifying transactions.
- Savings Accounts
- Regular Savings: This is a traditional savings account with good interest rates for income.
- Money Market Accounts: Offer higher interest rates, with higher minimum balance requirements.
- Certificates of Deposit: These are fixed-termed deposits with some set guaranteed interest rates. Different lengths in terms are available.
- Online and Mobile Banking:
- Conveniently manage accounts, pay bills, and deposit checks using secure online and mobile banking platforms.
- Credit Cards:
- ** Visa / MasterCard :** Many choices on variable types of rewards programs, low APRs, or cashback, etc.
- ** Personal Loans :**
- Unsecured loans for numerous necessities, such as debt consolidation, household modifications, or emergency situations.
- ** Home Loans :**
- ** Mortgages :** Purchase or refinance home-based solutions.
- ** Home Equity Lines of Credit (HELOCs):** Borrow against your home equity for major purchases or home improvements.
- Business Banking:
- Business Checking Accounts: Customizable accounts to help manage your day-to-day finances, with the several options based on what you’ll need most.
- Business Savings Accounts: Business-centric savings products.
- Business Loans: Business loans like lines of credit that can include, equipment loans, and commercial real estate loans.
- Merchant Services: For business payment processing.
- Investment Services:
- Retirement Accounts: IRAs and similar retirement savings programs
- Investment Products: Investment products including mutual funds, stocks and bonds.
- Insurance Services:
- Membership Insurance: Insures account balances and loans.
- Property and Casualty Insurance:Insurance to cover personal and business properties.
- Financial Planning:
- Counseling and Advice: Advisory services towards budgeting, saving, and long-term financial planning.
- Wealth Management:
- Investment Management: Professional management of investment portfolio.
- Trust Services: Estate planning and trust administration services.
Benefits:
- Cooperative Structure:
- Centric FCU is a not-for-profit union designed and run by members. These types of unions typically have low fees and competitive rates.
- Better, More Competitive Rates:
- Generally pay higher interest rates on savings and apply lower rates to loans than typical banks offer.
- Fewer or Lower Fees:
- Fees for account maintenance and transactions are generally less.
- Community-based:
Active support to local communities and their activities. - Personal Service:
The customer service is enriched by a dedication to the needs of each individual member. - Easy Access:
Branch Network: Physical branches to serve members in person.
ATMs: A network of ATMs for easy cash withdrawal and a lot more.
**Online Banking/ Mobile Banking:
Manage your accounts easily with convenient tools like mobile check deposit, online bill pay, and account monitoring. - Education:
- Offers resources and tools to allow its members to wisely choose the right options for their finances.
- Security:
- Brags on strong decked security to keep safe member’s identity and financial transactions.
Eligibility:
- Membership requirement: Usually membership is based on such a criterion as the location,
Employment with a particular organization, membership to a particular group among others. Find the specific of Centric FCU’s membership requirements on their website.
Joining process:
- Determine whether you are eligible or not.
- Fill out the application: whether it is online or in a branch.
- Get some documentation: you might need an ID, proof of address, or make the brief set required for an initial deposit.
Contact
- Locations: The credit union has several branch locations which are easily locatable on their website or one may contact them to know the details about the location.
- Customer Service: One can call them on phone, contact them through mail or website support for any accounts and service related help.
For the most recent and accurate information, including any recent changes or special promotions, it is best to refer to the official website of Centric Federal Credit Union or its direct customer service.
Contact
- Locations: The credit union has several branch locations which are easily locatable on their website or one may contact them to know the details about the location.
- Customer Service: One can call them on phone, contact them through mail or website support for any accounts and service related help.
For the most recent and accurate information, including any recent changes or special promotions, it is best to refer to the official website of Centric Federal Credit Union or its direct customer service.
